1. This website has been established purely to conduct market research and to gauge public interest in certain financial products (which are in the conceptual stage of development).

2. Vitana does not issue and/or offer any financial products (including insurance contracts) through this website or via any other channels and does not act as agent or broker in relation to such financial products.

3. Accordingly, nothing on this website should constitute an inducement, offer, invitation or solicitation to buy or sell, or otherwise enter into any contract or investment agreement with respect to any financial product or advisory services, in respect of Vitana.

4. Vitana is not licensed, authorised or regulated by the Monetary Authority of Singapore to issue, offer and/or distribute such financial products and to conduct insurance business or act as an insurance intermediary.

5. All financial products mentioned on this website do not currently exist.

6. Should Vitana be appropriately licensed or authorised to issue, offer and/or distribute financial products in the future, there is no guarantee that such financial products will be in the same form as the financial products mentioned on this website.

7. This publication has been prepared without regard to the specific investment objectives, financial situation or particular needs of the reader.

8. Vitana makes not guarantee as to the accuracy of the information on this website and Vitana does not undertake to update any information contained on this website.

9. All information contained on this website must be independently verified by the reader.

10. No legal or tax advice is provided.

11. No part of this website (including the information contained herein) may be copied, reproduced, republished or posted in whole or in part, in any form, by any means, whether graphically, electronically, mechanically or otherwise howsoever, including without limitation photocopying and recording on magnetic tape, or included in any information store and/or retrieval system, without prior permission of Vitana.

12. Links to third party websites are provided solely for your convenience. If you use these links, you leave this Website. We do not control and are not responsible for these websites or their content or availability. We therefore do not endorse or make any representations about them, or any material found there. If you decide to access any of the third party websites linked to this Website you do so entirely at your own risk.